If I left the UW for two or more consecutive quarters, do I need to file a student deferment request on my loan when I return?

**Yes, you will need to file a student deferment request on your loan when you return to UW.** Your loan goes into repayment when you drop below half-time enrollment, excluding Summer Quarter. If you return to school at least half-time (6 credits for undergraduates), you should file a student deferment request with each of your lenders when you re-enroll.