ABA - American Bankers Association
An ABA number (also known as routing number or routing transfer number) is a sequence of nine numeric characters used by banks to identify specific financial institutions within the United States.

ACH - Automated Clearing House
This payment type is UW's preferred method for domestic electronic transactions.  ACH is processed in batches and settles once per day; NACHA is the U.S. regulatory agency for this payment type.

AVS - Address Verification System 
AVS verifies the billing address of the cardholder in a card-not-present environment.


CDE - Cardholder Data Environment
This is the people, processes and technology that store, process, and transmit cardholder data.

CT - Cash Transmittal or TC30
This accounting entry is used to record revenue to budgets.  Contact for any questions regarding Cash Transmittals.

CTI - Cost Transfer Invoice or TC60
This accounting entry is used to charge administrative fees between university departments.  Contact for any questions regarding Cost Transfer Invoices.


DSS - Data Security Standard


EFT - Electronic Funds Transfer
An EFT can be an ACH or wire transaction.


IBAN - International Bank Account Number
This identifier is used to move funds electronically to bank accounts internationally; U.S. based bank accounts do not have an IBAN number.

ISD - Internal Sales Document or TC65
This accounting entry is used to generate invoicing between university departments.  Contact for any questions regarding Internal Sales Documents.


JV - Journal Voucher or TC35
This accounting entry is used to move expenses or revenue.  It should not be used to record revenue, please see CT.  Contact for any questions regarding journal vouchers.


MID - Merchant Identification Number
This is the account number associated with processing credit card payments.


PCI - Payment Card Industry
The PCI council was established by VISA, MC, AMEX, Discover and JCB in 2006 to create a set of security measures to protect cardholder data.

PA - Payment Application
Payment applications can include point-of-sale systems, mobile applications, and websites accepting payments.  PA-DSS is a subset of PCI compliance.


Routing Number
A routing number is used to identify the bank for a domestic  EFT or a check transaction - it is nine digits long and beings with 0, 1, 2 or 3.  Please see "ABA" above.


SAQ - Self Assessment Questionnaire
This is the reporting tool used for PCI Compliance based on your card acceptance environment.

SWIFT Code - Society for Worldwide Interbank Financial Telecommunication
A SWIFT code is used to identify the bank for an international wire transaction; it is not used for wires within the United States.  It is a combination of letters and numbers from 8 to 11 characters long.


UPIC - Universal Payment Identification Code

UPIC is an identifier for a bank account in the United States to receive electronic credit payments such as ACH. A UPIC acts exactly like a US Bank account number and protects sensitive banking information. 


A wire payment is a domestic or international transaction that has the ability to settle same-day; it is processed as a stand-alone transaction and is not processed in batches ( such as ACH).  FedWire, SWIFT, and CHIPS handle transmit and regulate wire transactions.