schol_faq
FAQ
Most long-term loans may be refinanced through consolidation.
Consolidation loans are available through the [Federal Direct Consolidation Loan](http://loanconsolidation.ed.gov/index.html) program. For detailed information about eligibility and application procedures see their [Borrower Services website](https://loanconsolidation.ed.gov/AppEntry/apply-online/appindex.jsp), or contact them by phone at 1-800-557-7392.